buy property in spain - spanish property for sale

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Mortgage Options

International Mortgage Solutions

 

Spanish mortgage products available through IMS (International Mortgage Solutions)

100% financing packages available combined mortgage in Spain and UK borrowing

Non Resident Spanish mortgages

  • Spanish mortgage up to 80% loan to value with up to 10 years
  • Spanish mortgage with first 15 years interest only
  • Spanish flexible mortgage plan including offset and credit line facility up to 70% loan to value includes up to 10 years interest only facility
  • Self Certification mortgage in Spain up to 60% loan to value including up to 10 years interest only facility
  • Interest only for 30 years
  • Equity release or re-mortgage products in Spain up to 60% loan to value on existing Spanish properties, including interest only facility
  • Offshore company held asset mortgages up to 70% loan to value for loans above € 500.000 including capital repayment holiday by negotiation
  • Equity release or re-mortgage in Spain up to 75% loan to value on a repayment basis up to 60% including interest only facility
  • Spanish Commercial lending up to 60% loan to value
  • Spanish Construction mortgages up to 60% of value of completed project
  • Land mortgages for plots in Spain up to 50% of value
  • Bridging finance by negotiation secured against UK or Spanish property


Spanish Residents only

  • Full finance and costs packages available from banks in Spain
  • Up to 120% loan to value
  • Interest only and flexible mortgage plans up to 70% loan to value
  • Fixed payment mortgages
  • Low start mortgages
  • Equity release up to 70% loan to value
  • Fixed rate mortgages
  • Self Certified / Non status up to 70% loan to value


Many of these products are not available direct from the banks in Spain and will be subject to the lenders criteria and your status. Rates and costs available in writing on request for all Spanish mortgages.

International Mortgage Solutions

 
additional resources

Resources for buying property in Spain